3. Investment involves risks. Install firewall to detect and prevent any unauthorized access. The offers that appear in this table are from partnerships from which Investopedia receives compensation. . Asia Miles Privileges are provided by Asia Miles Limited and respective merchants. For HKEB applicants, the clients should input the User Name set by themselves and the password shown on the password letter first, and then change the above-mentioned information immediately to activate the internet banking service. 0000049534 00000 n Please do not access the CUBHK's E-Banking services via a public computer (e.g., computer of an internet cafe) or do not use Internet services provided in public places to log in CUBHK's E-Banking and perform any transactions or check the account balances as these computers may have hacking programs installed (others may use it to obtain your personal or account information). 257 0 obj <>stream Cathay Commercial Bank (CCB) was originally founded as the Diyi Xintuo Touzi Gufen Youxian Gongsi [First Trust and Investment Co., Ltd.] which established in June 1971. 'Q,[ Hs R2GEF8%]lQ)PmT"O>c6r %`v3AYPm k2!s>9l}s\OWN`U~_*36fiEM8>}LMLS 4>4t,+^%D:&%$a^|~|nY@z\8h9y^ Ut@epO_bcfm 7 The ACH network essentially acts as a financial hub and helps people and organizations move money from one bank account to another. In the navigation menu, click or tap Transactions > Funds Transfer. Some offer the service for free, while others may charge a few dollars per transactions. Chase Wire Transfer Fees. To add an external transfer account. MEANS OF TRANSFER . If you access CUBHK's E-Banking with a laptop, please turn off unnecessary wireless connection functions (e.g., bluetooth and NFC). There's no service fee for funds transfer. Cathay United Bank later acquired Huaqiao Xintuo Touzi Gufen Youxian Gongsi [Overseas Chinese Trust and Investment Co., Ltd.] on 17 April 1995. ACH payments, by contrast, are processed in batches each day. EFT payments are initiated in seconds, although it take banks up to 72 hours to fully settle and process the transaction. Business CNO and the Bank App. 0000056444 00000 n Viewing your limits helps you determine how much can be sent and how much has already been sent out in a given time period for each account. No charges are required for account registration and 2-step verification. /; Location code 0-9 A-Z 2 characters . If you have entered your Internet Banking user name and password on a phishing website, you are strongly advised to change your password as soon as possible. Savings account can be used for deposits, remittances, and money transfer while the investment account is targeted at investments and financing. Free. Service Type Token Types Amount Daily 0000011137 00000 n One of the most common sources of confusion when it comes to external transfers is the difference between EFT and ACH. That information is used for a variety of purposes, such as to understand how visitors interact with our websites, or to serve advertisements on our websites or on other websites. You will need: Sometimes, the person or organization to which you are sending money can help you set up a transfer, either by providing these details or even by guiding you through the process of setting up a transfer. When selectingUntil date,choose a date for the last recurring transaction, (Optional) Enter information about the transfer in theMemofield, Click or tapTransfer Funds. The following abbreviations are used for easy reference in Q&A: To prevent any unauthorized person from using accounts, customers should avoid accessing Internet Banking services via any internet services provided in public areas, such as conducting transaction or inquiring account balance on the E-Banking of Cathay United Bank Hong Kong Branch (CUBHK). Welcome Privileges of Priority Private are only applicable to clients who (i) have not been Priority Private or Priority Banking clients in the past 12 months or (ii) sign up for Priority Private on or before the last day of the next calendar month from the date of signing up for Priority Banking. This video does not, and is not designed to, satisfy any particular regulatory requirements in any jurisdiction in relation to investor education or otherwise. Internal transfers are used to transfer funds between accounts that you hold at the same institution, such as a savings account and a checking account. An external transfer can be made between accounts owned by the same entity or between accounts owned by different parties. ACH transactions consist of direct deposits and direct payments, includingbusiness-to-business (B2B) transactions, government transactions, and consumer transactions. DO NOT allow anyone to use your password. The Promotion Period is from 1 April to 30 June 2023. firewall or anti-virus software) on your computer, and update the virus definition and scan engine at any time to reduce the risk of intrusion by Trojans (backdoor programs), viruses, worms and other malicious codes on your computer and stealing your personal data. In the Routing Number field, enter the routing number of the other financial institution. This compensation may impact how and where listings appear. Want to enjoy prestige travel and lifestyle privileges with your loved ones with Private Banking level banking services? DO NOT open e-mail messages with unknown origins and attachments. Guide to Payment Types, With Pros and Cons for Each, What Is a Wire Transfer? The 256-byte TLS encryption technology adopted by CUBHKs E-Banking, which is a standard technology recognized by the information technology industry. 0000059320 00000 n 6"K i,j4N r"~=R)H >z6A]|6jSGqH];mC-"^Ouw_ox]. 0000001076 00000 n All principal cardholders (Cardholders) of Standard Chartered Cathay Mastercard (Card) issued by Standard Chartered Bank (Hong Kong) Limited (the Bank) will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients. The information contained in this video is not professional advice and should not be relied upon by any person. 0000018138 00000 n HKEB: Please refill in the Application Form for HKEB, select reset User name or User password and sign up, then provide the Application Form to the Branch. Cathay United Bank was later renamed as Cathay Commercial Bank (CCB) on 3 July 2002. Manage your payment and transfer with cheques, thus reduce the risk of carrying a large amount of cash. ^ Standard Chartered Asia Miles Mastercard has been renamed as Standard Chartered Cathay Mastercard effective from 8 July 2021. Please be informed that transactions cannot be executed if the Digital Certificate is invalid. Yes. There are several different types of external transfers, with EFT (electronic funds transfer) and ACH (automated clearing house) being the most common. Miles in this Offer will be credited to Cathay membership accounts associated with his/her Cathay Mastercard Priority Private / Cathay Mastercard Priority Banking. 0000001656 00000 n As an international financial center, Hong Kong has committed to implement AEOI and commence the first information exchanges by the end of 2018, Under the Inland Revenue (Amendment) (No. Spyware is software installed without permission from computer user that aims to gather information about a person and use it in a deceptive manner. For details, please refer to Asia Miles website asiamiles.com. She has been an investor, entrepreneur, and advisor for more than 25 years. You can continue to use the existing card before card replacement or renewal. The fees and risks of installment shall be borne by the customers. Update the firewall regularly for obtaining the up-to-date protection. Cardholders with card issued on or after 1 July 2022 can enjoy Four Cathay Pacific Business class lounge passes per credit card membership year*; and 1) Priority check-in at Premium Economy class counters 2) Enjoy the same priority boarding line for Premium Economy class passengers. External Transfers | Salem Five Bank The customer should click the Logoff button on the right side of the screen to make sure the CUBHKs E-Banking services are ended properly. To maximize the combined performance of Cathay Financial Holding, we have implemented measures such as integrating the resources of the two banks, streamlining operational costs, improving operational efficiency, and expanded our services. The Branch accepts transactions via fax. Install genuine and licensed edition of security defense software (e.g. From second year and onwards, Cardholders will be charged annual fee on the anniversary of Card opening month. Unfortunately, the clients cannot choose because the correspondent banks have already been set up in the system. Not only will you have to find all the details that you need, but your bank may also do extra security checks to make sure that your transfer is genuine and that the recipient is legitimate. $25,000. - $50,000 per day online. 2.New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards. Society for Worldwide Interbank Financial Telecommunication, ACH Network Sees 29.1 Billion Payments in 2021, Led by Major Gains in B2B and Same Day ACH. UWCCB flagship office at No. Then mail the Application Form to the "Deposits Team, Cathay United Bank Hong Kong Branch, 10th Floor, Lee Garden Three, 1 Sunning Road, Causeway Bay, Hong Kong". 0000150669 00000 n U.S. Bank - External Transfers. ACH Transfers: What Are They and How Do They Work? Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Private clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (relevant criteria). Listed under the amount to send, select View all dollar limits. Clients can download and fill in the application form for GMB or application form for HKEB. There will be no change to the Terms and Conditions and fees and charges will remain unchanged. The External Transfers Service is available for funds transfers to verified accounts in the United States only, and transfers are made in U.S. dollars only. Disclaimer Please refer to the, The validity period of Digital Certificate is one year. 7. Visit the HKMA website to learn more about Personal Digital Keys and security tips. Please log out the CUBHK's E-Banking before browsing other websites. 0000017745 00000 n 4 non-sharable Cathay Pacific Business class lounge passes are to be used when Standard Chartered Cathay Mastercard Priority Banking is valid. Started the external transfer from my regular bank account on 3/14/20 and the money entered the cit bank account on 3/17/20 but was not available. You can transfer funds between accounts at your financial institution and also make external transfers to or from an account at another financial institution. We have initiated financial reformations in response to the government's Financial Holding Company Act. City National Bank - Terms and Conditions For details, please refer to Asia Miles websiteasiamiles.com. Set password that is hard to guess. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide. New cardholders can enjoy HKD1 = 1 Mile! Get ready to fly now! The merger contract and other associated issues were resolved and passed in the Board of Directors meeting on 21 April 2003 and approved in 26 June by the Ministry of Finance. Do not install any pirate software or software from unknown or unreliable sources. hbbd```b``"HjRfkH8Bm0,f`2H22M]3#L@&000R 7 If the clients do transactions after 3:00 p.m. or on public holidays, the value day will be the next business day. ACH networks offer transfers of "same-day", "next-day", or "2-day". This is because almost all external transfers go through the same systemmore on that below. Investors should note that value of investments can go down as well as up and past performance is not necessarily indicative of future performance. Upon receiving the password letter, clients shall change the User Password and User Name immediately. After a one-time setup process, you can easily transfer between Salem Five and your other accounts within Online Banking. The amount you are able to send through Zelle depends on your bank's set limits. This link takes you to an external website or app, which may have different privacy and security policies than U.S. Bank. DO NOT disclose your password to anyone. The Hong Kong Branch's open hours are from 9:00 to 17:00 from Monday to Friday. If you access the E-Banking services as an entity / company, we suggest you adopting a dual control maker/checker (or above) security mechanism. 0000013094 00000 n CUBHK does not provide any official mobile applications (mobile apps) on AppStore and GooglePlay. Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, drivers license numbers, etc. Learn more about the travel privileges and how to claim your lounge passes. This video does not constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the products or investments mentioned in this video. UWCCB was found in September 1971 during the 4th Cathay Financial Association Gathering where representatives of Chinese entrepreneurs around the world gave their determined support to the economy of their motherland. The new password should be a combination of 6-12 English characters and/or numbers (without space or symbols); and it should be completely different from the User Name and the old password. Transfers from other banks | Capital One Help Center Please do not keep any written record regarding your password in: (1) any device that can be accessed to an internet bank, (2) the object you often carry with you, and (3) somewhere near the device computer. ACH Transfer Limits at the Top U.S. Banks. | MyBankTracker SWOT Analysis Report: Mega Financial Holding * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower). # Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items. 3) Ordinance 2016 (the Amendment Ordinance), Cathay United Bank Company, Limited, Hong Kong Branch (CUBHK) is required to identify the tax residence of our account holders. External Transfers | Valley Bank The Bank does not send any email with hyperlink or barcode to customers. Only clients who have Digital Certificate of GMB can do non-designated account funds transfer and remittance. The AutoComplete function of the Internet Explorer will keep the input data in the fields of website address, form and password. The more you deposit, the more Asia Miles you earn! Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. Many banks allow you to send $10,000 in a month, but not in one day. Wire Transfer Limits - We reserve the right to impose a limit on the dollar amount of each wire transfer and/or the total number of wire transfers that may be requested. Earn 20 Status Points points for every HKD100,000 eligible spending, up to 100 Status Points during the Promotion Period. Otherwise, customers may conduct transactions on the Branch's internet banking (transactions are accepted all day long and the transaction time is 9:00 to 15:00 from Monday to Friday). %%EOF The customer is suggested setting the User Name with the combination of English characters and numbers. To expand the scope of services provided and our market share, we then acquired Diqi Shangye Yinhang [Seventh Commercial Bank] on 1 January 2007. The customer can change his/her User Name and User Password anytime. To open an account, the customer needs to provide the companys registration documents, including Certificate of Incumbency or Company search document that is valid within 6months. Want to enjoy more with more premium travel, lifestyle and banking privileges beyond Miles? "ACH Network Sees 29.1 Billion Payments in 2021, Led by Major Gains in B2B and Same Day ACH.". To prevent any unauthorized access to the CUBHK's E-Banking services and accessing personal account information through other webpages, DO NOT open any windows of another browser or browse other websites when using the CUBHK's E-Banking services. the contents of or omissions from this video, including any express or implied representations, statements or conclusions; the provision to, or use by, any person of this video or any part of it; the preparation of the information contained in this video; any person relying on, disclosing or using any information or statement contained in or connected with this video. To enable or disable the AutoComplete function, go to Tools, click Internet Options, click the Content tab, click AutoComplete setting option, and uncheck the option User names and passwords on forms. Clients should renew the certificate online before expiration. Sending money internationally must be done via a wire transfer. An external transfer is a way to move money electronically between an account you have with one financial institution and an account in another bank. endstream endobj 56 0 obj <>/Metadata 4 0 R/Outlines 1 0 R/Pages 3 0 R/StructTreeRoot 6 0 R/Type/Catalog/ViewerPreferences<>>> endobj 57 0 obj >/PageTransformationMatrixList<0[1.0 0.0 0.0 1.0 -306.0 -396.0]>>/PageUIDList<0 925>>/PageWidthList<0 612.0>>>>>>/Resources<>/Font<>/ProcSet[/PDF/Text/ImageC]/Properties<>/XObject<>>>/Rotate 0/StructParents 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 58 0 obj <>stream Do not use the password you registered on other websites. Otherwise, the password will be expired. 0000013419 00000 n Therefore, to ensure the information of the customer account is secured, please disable the AutoComplete function of the internet browser so that the computer does not automatically fills in the information when entering the User Name. These transfer limits are shared with your Zelle Payment Service limits. An external transfer is a way to move money electronically from an account in one financial institution to an account in another financial institution. Before downloading any applications or opening an email, make sure to execute anti-virus and/or anti-spyware software for scanning the application/email. When a customer conducts early termination of time deposits, a service fee of termination will be charged and the customer should authorize the Bank to directly deduct the amount from his/her account, please refer to, Cathay United Bank, Hong Kong Branch, E-Banking, Cathay United Bank, Hong Kong Branch, Application Form for E-Banking, Cathay United Bank, Hong Kong Branch, Application Form for Designated Beneficiary of E-Banking, Application Form for Designated Beneficiary of HKEB, Cathay United Bank, Application Form for the service of Global MyB2B. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. Electronic Fund Transfer Act," Page 1. Please fill in the application form to apply for the password again. NMLSR ID 464182. Mail the original copy of the above-mentioned documents to Deposits Team, Cathay United Bank Hong Kong Branch, 10F, Lee Garden Three, 1 Sunning Rd, Causeway Bay, Hong Kong. Yes. What Is the Automated Clearing House, and How Does It Work? After using the services on CUBHK's E-Banking, make sure to log out and close the window of the internet browser. Pay as low as HK$1/day, lifetime benefit limit up to HK$1,500,000 . Unfortunately, we won't accept the application form via Fax. 4. The Branch has savings accounts, current accounts, and investment accounts. Customer may inquire the supplier of their computer or software about choosing the most suitable firewall. MastercardPriceless Specials offers are provided by Mastercard and respective merchants (Mastercard and Priceless are registered trademarks). After the Bank receives the faxed documents from the customer, our staff will contact the customer or the designated transaction contact person via the phone number provided by the customer to confirm the transaction. For details, please refer to, 8. . Sign up banking plans and upgrade your Cathay Mastercard to enjoy up to 280,000 Miles on new funds7,8. Its important to know your limits for external account transfers. 243 0 obj <>/Filter/FlateDecode/ID[<483DB04D25C22E479D9F9D6D256FFFBB>]/Index[226 32]/Info 225 0 R/Length 92/Prev 465517/Root 227 0 R/Size 258/Type/XRef/W[1 3 1]>>stream Electronic Fund Transfer Act,", National Automated Clearing House Association. Customer should know the persons with whom they share the computer and do not allow any unauthorized persons to use the computer. Cardholders are entitled to the Do not use any computers in public space (e.g., internet cafe or cybercafe) to access CUBHK's E-Banking services as these computers may be installed with hacker program(s) which provide a way for others to access the customer's personal account data fraudulently. the fee table of the Deposit & Remittance Services, https://www.hkma.gov.hk/eng/smart-consumers/beware-of-fraudsters/, Hong Kong Securities and Futures Commission, http://www.oecd.org/tax/automatic-exchange/crs-implementation-and-assistance/tax-residency/#d.en.347760. Company History - About us - Other Payment Service - You may also send money typically within minutes to people you know using an account number. Clients can set the daily transaction limit on the Application Form for HKEB or GMB. The amount of Asia Miles as shown on the relevant promotion webpage and materials are quoted with reference to Asia Miles entitlement offered by Standard Chartered Bank (Hong Kong) Limited (the Bank) on 3 April 2023 and are not guaranteed. Standard Chartered Cathay Mastercard As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. The Bank is not responsible for any disputes arising from these offers. Free transfers in 1 to 3 business days. The Automated Clearing House (ACH) is an electronic funds-transfer system run by the former National Automated Clearing House Association (NACHA). From now to 30 April 2023, you can enjoy extra miles rewards with your Standard Chartered Cathay Mastercard and earn a total of up to HKD4 = 3 Miles when picking from designated healthcare services in the Quality HealthCare eShop. When you have finished using the CUBHK's E-Banking services, please click Log out to exit, and make sure you have successfully logged out the system. Monthly aggregate $ amount. EXTERNAL TRANSFER LIMITS: Debits: Credits: Daily aggregate $ amount. Each User Name should be unique, and should not consist of any combination that is easy to guess, such as the customer's name. We don't own or control the products, services or content found there. When you apply for the E-Banking, please change the password shown in the E-Banking password sheet issued by the bank immediately, and after you complete the password change by using the paper password slip, be sure to destroy the paper password slip. startxref For example, a bank may limit external transactions to $5,000 per transaction, $10,000 per day, and $50,000 per month. in any email sent to us via this link. Setting up external accounts for transfers, Creating a payment from an existing template. The account number of the account to which you are sending money. Cardholders can enjoy an annual fee waiver on their Cards if they are eligible Priority Banking clients and meet the relevant Average Daily Relationship Balance requirement as stipulated by the Bank from time to time (relevant criteria). For security reasons, some banks have external banking transaction limits that tie to the transaction, day, or month. Two, what are the daily & cumulative transfer limits in and out of the account (this was one thing we liked about CIT.) The . If a customer is a tax resident in jurisdiction(s)outside of Hong Kong, CUBHK may be required to inform and share information of certain account(s) with HK IRD, and if the IRD has signed an AEOI agreement with that jurisdiction(s).
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